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Manufactured Home Rates 15 year fixed
40 Year Fixed
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
My Community 100% Financing
1 Year ARM
3 Year ARM
5 Year ARM
7 Year ARM
10 Year ARM
"No Fee" 30 yr fxd
"No Fee" 15 yr fxd
"No Fee" 20 yr fxd

Manufactured Home Rates 15 year fixed
Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
6.625%0%6.948%

40 Year Fixed
Term: 40 years   Maximum Amount: $417,000
RatesPointsAPR
5.125%1.5%5.39%
5.25%0.75%5.459%
5.375%0%5.528%

30 Year Fixed

This loan is fixed for 30 years.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.75%1.25%5.038%
4.875%0.5%5.097%
5%0%5.178%

20 Year Fixed

This loan is fixed for 20 years.

Term: 20 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%1%4.859%
4.625%0.375%4.91%
4.75%0%4.99%

15 Year Fixed

This loan is fixed for 15 years.

Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
4.125%0.75%4.54%
4.25%0.125%4.571%
4.375%0%4.678%

10 Year Fixed
Term: 10 years   Maximum Amount: $417,000
RatesPointsAPR
3.875%2.375%4.834%
4%0.5%4.542%
4.125%0%4.558%

My Community 100% Financing

100% financing program.  Loan is fixed for 30 years.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5%0.875%5.258%
5.125%0.125%5.316%
5.25%0%5.431%

1 Year ARM

Rate is fixed for the first year.  The remainder of the term the loans adjust each year thereafter. 

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
2.875%0.5%6.957%
3%0.25%6.965%
3.125%0%6.973%

3 Year ARM

The loan is fixed for the first 3 years.  The payments adjust each year thereafter.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.75%0.625%6.595%
3.875%0.375%6.611%
4%0%6.616%

5 Year ARM

The rates are fixed for the first 5 years.  The payments then adjust each year thereafter.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.375%0.5%6.383%
4.5%0.125%6.404%
4.625%0%6.447%

7 Year ARM

The rate is fixed for the first 7 years.  The payments then adjust each year thereafter.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
6%0%6.864%

10 Year ARM

The rates are fixed for the first 10 years.  The payments then adjust each year thereafter.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5.125%0.625%6.147%
5.25%0.25%6.197%
5.375%0%6.259%

"No Fee" 30 yr fxd
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5%2.25%5.386%
5.125%1.5%5.443%
5.25%1%5.524%

"No Fee" 15 yr fxd
Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
4.25%2.25%4.901%
4.375%1.5%4.91%
4.5%1%4.959%

"No Fee" 20 yr fxd
Term: 20 years   Maximum Amount: $417,000
RatesPointsAPR
4.75%2.25%5.269%
4.875%1.5%5.302%
5%1%5.366%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.